Breeding Bull

A man took his wife to the rodeo and one of their first stops was the
breeding
bull exhibit.


They went up to the first pen and there was a sign attached that said,
"This bull mated 50 times last year."


The wife playfully nudged her husband in the ribs and said,
"See .. He mated 50 times last year ... once-a-week."

They walked to the second pen which had a sign attached that said,
"This bull mated 120 times last year.


"The wife gave her husband a healthy jab and said,
"That's more than twice a week! You could learn a lot from him."


They walked to the third pen and it had a sign attached that said, in
capital letters,


"THIS BULL MATED 365 TIMES LAST YEAR".


The wife, so excited that her elbow nearly broke her husband's ribs, said,
that's once-a-DAY. You could REALLY learn something from this one."

The husband looked at her and said,


"Go over and ask him if it was with the same cow."

THOSE WHO WERE BORN IN THE 50's and 60's / early 70s

Isn't this so true ....
TO ALL THOSE WHO WERE BORN IN THE 50's and 60's / early 70s

First, we survived with mothers who had no maids. They cooked /cleaned
while taking care of us at the same time.

They took aspirin, candies floss,fizzy drinks, shaved ice with syrups and
diabetes were rare. Salt added to Pepsi or Coke was remedy for fever.
We had no childproof lids on medicine bottles, doors or cabinets and when
we rode our bikes, we had no helmets, not to mention
As children, we would ride with our parents on bicycles/ motorcycles for 2
or 3. Richer ones in cars with no seat belts or air bags.

Riding in the back of a private taxi was a special treat.

We drank water from the tap and NOT from a bottle.

We would spend hours on the fields under bright sunlight flying our kites,
without worrying about the UV ray which never seem to affect us.

We go to jungle to catch spiders without worries of Aedes mosquitoes.
With mere 5 pebbles (stones) would be a endless game. With a ball (tennis
ball best) we boys would ran like crazy for hours.
We catch guppy in drains / canals and when it rain we swim there.
We shared one soft drink with four friends, from one bottle and NO ONE
actually worry about being unhygenic.
We ate salty, very sweet & oily food, candies,bread and real butter and
drank very sweet soft sweet coffee/ tea, ice karang, but we weren't
overweight because......
WE WERE ALWAYS OUTSIDE PLAYING!!
We would leave home in the morning and play all day, till streetlights came
on.
No one was able to reach us all day. And we were O.K.
We would spend hours repairing our old bicycles and wooden scooters out of
scraps and then ride down the hill, only to find out we forgot the brakes.
After running into the bushes a few times, we learned to solve the problem

. We did not have Playstations, Nintendo's, X-boxes, multiple channels on
cable TV, DVD movies, no surround sound, no phones, no personal computers,
no Internet.WE HAD FRIENDS and we went outside and found them!
We fell out of trees, got cut, broke bones and teeth and we still continued
the stunts.
There were never birthday parties till we are 21,
We rode bikes or walked to a friend's house and just yelled for them!
The idea of a parent bailing us out if we broke the law was unheard of.

They actually sided with the law!

Yet this generation has produced some of the best risk-takers, problem
solvers and inventors ever!
The past 40years have been an explosion of innovation and new ideas.
We had freedom, failure, success and responsibility, and we learned
HOW TO
DEAL WITH IT ALL!
And YOU are one of them!
CONGRATULATIONS!
You might want to share this with others who have had the luck to grow up
as kids, before the government regulated our lives for our own good.
and while you are at it, forward it to your kids so they will know how
brave their parents were.

PS -The big font is because of Long-sightedness or hyperopia at your age

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A Wealth of Smarts Does Not Guarantee Actual Wealth

A new analysis of data from a long-term study shows that you don't have
to be smart to be wealthy


Just because you are smart doesn't mean you can balance a checkbook, or
tackle any of the other tasks that might make you wealthy. A detailed
study of 7,000-plus Americans followed since their teen years in the
late 1970s reveals that intelligence provides more earning power but not
necessarily more accumulated wealth. "The smarter you are, the more
income you have," explains economist Jay Zagorsky of Ohio State
University, who analyzed the data. "For wealth, there is no
relationship."
Zagorsky defines wealth as "the difference between a person's assets and
liabilities." So, wealth is income plus home value plus investments
(plus fun, valuable stuff like stamp collections) minus mortgages,
credit card debt and other debts. In 2004 a collection of 7,403
30-something baby boomers answered questions about their financial
status, including whether they had ever maxed out any of their credit
cards, fallen behind in bill payments or declared bankruptcy.
Roughly 9 percent of these folks reported credit cards charged to the
limit, 18 percent had missed at least one bill payment and more than 13
percent had filed for some form of bankruptcy. This same group also
participated in an IQ test in 1980 as part of their enrollment in the
National Longitudinal Survey of Youth. The Armed Services Vocational
Aptitude Battery consists of 10 tests, four of which-word knowledge,
paragraph comprehension, math knowledge and arithmetic reasoning-the
U.S. Department of Defense uses to assess the intelligence of recruits.
Zagorsky used these intelligence scores and compared them with financial
data collected in 2004. For each IQ point, there was a rise in income of
between $202 and $616 annually. (For example, a person with an IQ of 130
earns between $6,000 and $18,500 more per year than a peer of lesser
intelligence.) But this higher yearly income did not translate into
higher wealth. In fact, people with slightly above average intelligence
(105 IQ score) had an average net worth higher than those just a bit
smarter (110 IQ). "There are some very smart people who get into
financial difficulties," Zagorsky notes. "Even smart people don't save."
When Zagorsky controlled for variables like race, education, job status
and even factors like smoking, the gap between IQ and wealth remained
the same. "Why don't smart people do financially better is the next
question to answer," he says, adding that he is completing a follow-up
study examining the relationship between intelligence and saving rates.
And the probability of missing a payment actually increases with IQ
score, he notes.
Explanations are lacking, though Zagorsky speculates it could be
anything from people with higher IQs having a better memory for missed
payments or a predilection for financial risk, among other
possibilities. One thing is clear, however: most of the participants
showed financial savvy from an early age, agreeing to participate in the
armed forces test in exchange for $50.
The bottom line: "If you're an individual with relatively low
intelligence, you shouldn't really believe that you're handicapped in
achieving wealth," Zagorsky says. "Similarly, if you're intelligent, you
shouldn't think you have an advantage in living the rich life."

April 24, 2007
Scientific American.com